Investing

Investing is the act of allocating resources, typically money, with the expectation of generating an income or profit. It involves purchasing assets, such as stocks, bonds, real estate, or other financial instruments, with the hope that their value will increase over time, or that they will yield returns in the form of interest or dividends. Investing is often contrasted with saving, which is simply setting aside money for future use without the expectation of growth. The primary goal of investing is to build wealth and achieve financial goals, such as retirement, education funding, or capital appreciation. Investors must consider factors such as risk, time horizon, and market conditions to make informed decisions. Various strategies and approaches to investing exist, including value investing, growth investing, and index investing, each with its own philosophy and techniques.